PensionsEst. Up to £218.15/week
Pension Credit
Pension Credit is a means-tested benefit that tops up your weekly income to a minimum amount. It can also help with housing costs, heating bills, and more.
Eligibility Criteria
- You have reached State Pension age
- Your weekly income is below £218.15 (single) or £332.95 (couple)
- You live in England, Scotland, or Wales
Requirements
- You must provide details of your income, savings, and pensions
- Savings over £10,000 affect how much you get
Payments
Guarantee Credit tops up income to £218.15/week (single) or £332.95/week (couple).
Estimated amount: Up to £218.15/week
How to Apply
- 1Call the Pension Credit claim line
- 2Complete the application by phone
- 3Or fill in the online form on gov.uk
- 4Provide details of your income and savings
- 5Receive the decision and payments
Common Mistakes to Avoid
- Not applying because you think you have too much savings
- Not claiming despite being eligible
- Missing out on Savings Credit
Frequently Asked Questions
Can I get Pension Credit if I own my home?
Yes. Owning your home does not affect eligibility.
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