HomeBenefitsPension Credit
PensionsEst. Up to £218.15/week

Pension Credit

Pension Credit is a means-tested benefit that tops up your weekly income to a minimum amount. It can also help with housing costs, heating bills, and more.

Eligibility Criteria

  • You have reached State Pension age
  • Your weekly income is below £218.15 (single) or £332.95 (couple)
  • You live in England, Scotland, or Wales

Requirements

  • You must provide details of your income, savings, and pensions
  • Savings over £10,000 affect how much you get

Payments

Guarantee Credit tops up income to £218.15/week (single) or £332.95/week (couple).

Estimated amount: Up to £218.15/week

How to Apply

  1. 1Call the Pension Credit claim line
  2. 2Complete the application by phone
  3. 3Or fill in the online form on gov.uk
  4. 4Provide details of your income and savings
  5. 5Receive the decision and payments

Common Mistakes to Avoid

  • Not applying because you think you have too much savings
  • Not claiming despite being eligible
  • Missing out on Savings Credit

Frequently Asked Questions

Can I get Pension Credit if I own my home?

Yes. Owning your home does not affect eligibility.

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